New Year Resolutions Solutions
Making a New Years’ resolution is easy, but maintaining it is another matter. We have a few tips to start up and keep your goals running all year.
Do You Qualify For a R1CU Credit Card?
A credit card, when responsibly managed and used, provides an important financial tool that you can use in many situations. By keeping your balances low and staying on top of regular payments, you’ll build your credit history, improve your score, and develop a track record as a trustworthy individual worthy of additional loans. That’s the…
4 Reasons to Get A Business Credit Card
Whether you’re self-employed, running a small startup venture with a few employees, or operating a thriving business that is charting rapid growth, it’s never a bad idea to have a business credit card in your back pocket. Having a business credit card makes it easier to pay for business-related expenses and to keep those expenses…
8 Ways to Avoid Identity Theft
When the phrase “identity theft” first rose to the prominence many years ago, some found it to be an almost comical idea — how could someone steal your identity? One would have to be very unobservant, the jokes went, to allow someone to make off with your sense of self. In reality, it has nothing…
Why You Need a Credit Card in 2020
Are you hesitant to use a credit card? You certainly aren’t alone. While the credit card has become a more commonplace part of life over the past few decades, they still aren’t universal. The most recent data on the matter from the U.S. Census Bureau indicates that roughly 70 percent of American households had credit…
How Digital Banking Can Make Your Life Easier
Are you tired of having to find time in your schedule every week or two to run to the bank and make a deposit? Are you tired of standing in line waiting for a free teller? Are you tired of sending checks to pay your bills? Particularly during the COVID-19 pandemic, in-person errands such as…
3 Reasons Why You Need a Credit Card
Are you hesitant to use a credit card? You certainly aren’t alone. While the credit card has become a more commonplace part of life over the past few decades, they still aren’t universal. The most recent data on the matter from the U.S. Census Bureau indicates that roughly 70 percent of American households had credit…
How Credit Card Return Protection Works and Benefits
How Return Protection Works Buyer’s remorse is a feeling no shopper wants to experience, especially after deliberating on a big purchase for some time. Thankfully, many stores today are quite accepting in their return policies and receiving your money back usually does not require jumping through too many hoops. However, that is not a universal…
5 Tips On How To Maintain A Good Credit Score
Maintaining A Good Credit Score A good credit score is a key that can open many doors. It can affect your ability to obtain a mortgage loan or to be approved for a lease when you rent an apartment or townhouse. It can affect your chances of getting an auto loan and buying a reliable…
8 Tips To Manage Your Credit Card Debt
Helpful Tips for Managing Your Credit Card Debt Did you know that the average American household carries nearly $10,000 in credit card debt? Many people open their first card with the idea that they will use it to “build good credit” — and that’s certainly possible when used responsibly. However, life often intervenes, and periods…
Is Debt Consolidation A Good Idea?
If you’re up to your eyeballs in debt, the one thing you may wish for more than anything else is a blank slate. If you had a chance to wipe your slate clean and start over, things would be different. Of course, barring a winning lottery ticket, nothing is going to make that much of…
