Blog | Co-signing a Loan: Perks and Risks
Have you been asked to cosign on a loan? This might be a bigger decision than you think. Consider these pros and cons before you decide.
Now Accepting: ITIN
As part of an ongoing mission to provide financial services to those residing in our communities, R1CU has officially added Individual Taxpayer Identification Number (ITIN) as an identification option. With this addition, we are able to serve more diverse populations that are without a Social Security Card (SSN). With our new ITIN lending option, all…
6 Ways to Get Financially Fit in in the New Year
Are you looking to get into financial shape this New Year? Here are 6 helpful tips to get started.
Say ‘I Do’ Without the Debt
Something old, something new, something borrowed, something blue —a sweet wedding tradition, unless the something borrowed is thousands of dollars to pay for the big day. Money issues are the number one cause of marital conflict, so it doesn’t make sense to start married life with enormous debt. Sometimes a financial rough spot is unavoidable,…
3 Ways to Ditch Your Auto Loan Payment This Winter (and get away with it.)
Have you ever thought to yourself “if I could just not pay on my loan right now things would be much easier!” Well do we have great news for you. Resource One has three great ways to avoid payment this winter without affecting your credit. This offer is part of our limited-time-only auto loan promotion…
4 Reasons to Refinance Your Auto Today
Many people think moving their auto loan from one place to another is too big of a hassle. Believe us; it’s not. All you have to do is start your application online, in person, or by starting a video banking call. One of our team members will start the application and once approved, they will…
Adventure is waiting, how are you getting there?
From the great outdoors to the best hotel money can buy, everyone has their perfect vacation destination. One thing many people miss is making the ride part of the trip! Getting from place to place can be just as enjoyable as the destination. With the R1CU Adventure Loan, you could find the perfect transportation for…
Do You Know Your Credit Score?
Do you know what your credit score is at this exact moment? Do you even know what’s reporting towards that score? The good news is that you are entitled to one free credit report every 12 months. This report includes reporting from reporting agencies Experian, TransUnion, and Equifax, free of charge. When getting your free…
Become a Future American with Help from R1CU
Are you looking to gain citizenship for yourself or even your whole family? Let R1CU help you with this journey. This loan is perfect for moving forward with your loved ones and getting on the path to citizenship. With our two-tier loan system, you are given the flexibility and the best possible financing for your…
R1CU Celebrates 2021 ICU Day
What is ICU Day? ICU Day or International Credit Union Day was brought to us by CUNA and WOCCU to celebrate the credit union movement. It’s about raising awareness for credit unions and looking back on the credit union movement history, achievements, and member experiences for CU’s worldwide. Each year bring a new theme that…
Am I in a Multi-Level Marketing Pyramid Scheme?
Pyramid schemes can be financially dangerous, but understandably alluring. Learn about what makes a pyramid scheme works and how you can be taken advantage of.
Your Top 5 Credit Questions Answered
You have questions about credit; we have the answers. Read about these common credit questions and even how you can get personalized tips on improving your credit score.
