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Are you planning a trip this summer? Or maybe traveling over the holidays to visit family? Your dream vacation might turn into a nightmare if you fall victim to a vacation rental scam. Even if your trip is within the United States and not out of the country, it’s just as easy to fake a…

Most parents assume their children will complete high school and attend a 2- or 4-year college. As higher education costs continue rising, it becomes even more important to plan ahead and determine how your family will pay for it. Ideally, you should start saving as soon as a child is born. Begin by saving small…

When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we go for a bike ride?” Now that your offspring have morphed into teenagers, their pleadings often involve asking for money—your money. How can you tame their cash demands and avoid the money wrangles, while also…

Plan your next vacation ahead to ensure that you get the most for your money without sacrificing a good time. Then relax, knowing that you might even have funds left over when you get home. Here’s how: Use R1 Cha-Ching powered by BaZing Your Spending account has perks! If your account offers R1 Cha-Ching, you…

Email Here’s the bad news about any unexpected good news you receive in an email from the Internal Revenue Service: It’s probably bogus. For example, the IRS will not contact you via email, out of the blue, about a refund you didn’t know you had coming. But, people fall for this scam again and again….

Just when everything started to look more positive, February 2021 provided us with record-breaking low temps and snowfall that Texas hasn’t experienced in decades. Sadly, many households didn’t survive the winter freeze unscathed. If the weather has left your family in need of freshwater, groceries, costly replacements, or high-dollar repairs, Resource One has some loan…

Thinking about buying your first house? Even if you’re just curious, some real estate agents require proof of pre-approval before they can show you certain homes. To make the preapproval process seamless, your loan officer might request you provide the following documents: Your credit report – Obtain a copy as early as possible and review…

Are you looking forward to the summer? Maybe planning a vacation, but not sure how you’ll afford it? Here are a few ways to help you save so you can enjoy some summer fun. Direct Deposit – One way is to automate saving by diverting a portion of your salary into a savings account. If…

With social media and many websites evolving and integrating, it’s easy for scammers to take advantage of you. By selling things online, scammers will try to use this information to confuse or trick you into giving them the item or service you’re selling online. The scam starts when you sell a good or service in…

The Common Cents Lab has created a free COVID-19 Stimulus Check Planning Tool to help you get the most of your stimulus check. For many of the communities we serve are struggling to make ends meet as a result of financial hardship related to the COVID-19 pandemic. An unprecedented number of people have filed for…

Tis the season… for fraud. While you’re busy making holiday preparations here, there, and everywhere, fraudsters are working to take your money. This time of the year is what we in the business refer to as “Fraud Season” because scammers have an easier time taking advantage of people. Why? Because it’s more likely your attention…

Don’t wait until your debt grows to an overwhelming amount before you decide to consult a credit counselor. Talking to a counselor early can help you avoid getting to that stage. Credit counselors can help you make a plan for repaying debt while meeting ongoing needs. They also provide debt-management plans(DMP), which means they can…