Blog

Earlier this year, a Facebook challenge went around called “10 Bands I’ve Seen, and One Is a Lie.” Posters then listed the names of nine bands they’d seen and one that they hadn’t, and their friends had to guess which was the lie. The person sharing the list often included a note about the first…

The number of natural disasters, particularly weather-related disasters, appears to be rising each year. If you live in a hurricane-, earthquake-, or flood-prone area, you know you may only have seconds to get to safety. Since help may not arrive immediately, it’s important to be ready for the aftermath of a disaster. To prepare for…

Wedding season is just around the corner and soon you may see a few wedding invitations in your mailbox. What do you do when it looks like ALL your friends are getting married next year? Can you afford to get gifts for everyone, as well as pay for clothing and traveling expenses for each event?…

It’s important to check your credit report at least once annually to monitor for signs of identity theft or fraud, as well as check for any errors. Have an R1CU Prime Spending Account? If so, be sure to sign up R1 Cha-Ching. With R1 Cha-Ching your credit reports from each of the three major credit…

Are you thinking of buying a car, but want to make sure you get the best price? Here are a few tips to help you find the right car at the best price. Buy “off-season.” Peak demand for cars is in the spring and fall, but if you want to find a bargain, shop for a…

Freezer Tips for Smart Savers No one likes throwing away food, especially if you’re trying to save money. But what do you do with those fresh string beans you got on sale that may not get eaten before they go bad? Freeze them. Follow these handy tips and you’ll be able you to enjoy your…

For so many, the decision to get a Resource One credit card is an easy one. With perks like credit card rewards, points, miles and cash back bonuses — plus the ability to build credit — credit cards can bring a lot of value to your financial life. But once you decide to get a credit card,…

There are so many benefits to being a member of Resource One Credit Union. At the top of that list are eAlerts, which allow you to be in full control of all your accounts. eAlerts allow you to monitor your account 24/7 by creating customized text and/or email alerts. You can set up eAlerts to…

Many people wonder how they can build an emergency fund when they’re trying to pay off my debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth…

Most parents assume their children will complete high school and attend a 2- or 4-year college. As higher education costs continue rising, it becomes even more important to plan ahead and determine how your family will pay for it. Ideally, you should start saving as soon as a child is born. Begin by saving small…