Blog | What to Look for in a Checking Account
When looking for a checking account, there are always the basics to cover. For instance:
- Money can be added or removed from the account
- A debit card or checks can be tied to the account
But, what if you need more? Checking accounts have been around forever, so it’s only natural that they evolve to fit the needs of our members better. We have compiled a checklist of things you may want on your account to help you determine what your new bare minimum needs on your account is.
Digital Services:
- VISA® debit card
- Free direct deposit
- Zelle and Venmo compatible
- Online Banking
- Mobile Banking
- Ability to turn your debit card on/off and add other settings
- Bill Pay
- Mobile Deposit
- Digital wallet compatible – like Apple Pay, Samsung Payor Google Pay
Discounts and Savings:
Protection:
Account Features:
- No Minimum Opening Deposit
- No Monthly Maintenance Fees
- No Daily Balance Requirement
- Tiered Overdraft Privilege
- Earns interest
- ATM Rebates
- Surcharge-free* ATMs and branches
- Federally insured
Now that you’ve selected your ‘must-have’ features, does your current checking account pass? Resource One’s Spending Accounts include all of these features and more. Make the switch to one of our Spending Accounts today and start making the most of this service! Get started online, in person, with our video banking app, or by calling 800-375-3674.
*Surcharge-free transactions are available for debit and ATM cardholders of participating credit unions