Refinancing Your Home: What You Need to Know While most people think of the mortgage application process as something you go through when you consider buying a house, a significant percentage of mortgage applications are lodged by current homeowners seeking to refinance their mortgages. Refinancing, while it has its particular term, is indeed just replacing…
Should you borrow money? Does your financial situation justify a personal loan, or should you try to avoid any debt at all costs? These types of questions often go through the minds of folks who are contemplating applying for personal loans irrespective of the expense. While there can be considerable benefits of a personal loan,…
Maintaining A Good Credit Score A good credit score is a key that can open many doors. It can affect your ability to obtain a mortgage loan or to be approved for a lease when you rent an apartment or townhouse. It can affect your chances of getting an auto loan and buying a reliable…
What Services Do Credit Unions Offer If you are thinking about joining a credit union, you’re probably wondering what you can expect from deciding to do your banking with credit unions. While some people assume that credit unions are distinctly different from more traditional banks, though, these two types of financial organizations are almost identical—at…
Should I Take Out a Loan with a Bank or a Credit Union? Whether you want to consolidate debt, work on your home, or pay for a substantial and unexpected expense, you’ll need to find the right financial institution for opening a loan account. For both personal loans as well as other types of borrowing,…
Buying a house is a big step no matter when you decide to take it — but the market frequently changes, especially in areas with a high demand for homes. If purchasing your first home or moving into a new space is on your “to-do” list for this year, how should you go about the…
Helpful Tips for Managing Your Credit Card Debt Did you know that the average American household carries nearly $10,000 in credit card debt? Many people open their first card with the idea that they will use it to “build good credit” — and that’s certainly possible when used responsibly. However, life often intervenes, and periods…
Finding the Banking Solution That Works for Your Business Without a bank, doing business effectively is almost impossible — but finding the services a small business or medium enterprise needs with the big banks is often a serious challenge. Nonetheless, the proper financial services are essential for managing the daily requirements of keeping your company…
Business Loan Options During COVID-19 The COVID-19 (novel coronavirus) pandemic has posed unprecedented challenges for the American small business economy. As states around the country have issued stay-at-home mandates and other strict requirements, many businesses have been forced to adapt their models or temporarily close their doors. “Non-essential” businesses have seen their income streams dry…
Are you thinking about buying a home? Whether this is your starter house, the home where you’ll raise your family or the dream home you’ve been working toward your whole life, buying a house is an exciting, momentous milestone in your life. Of course, buying a home is also a major financial transaction—one of the…
Right now, you might be looking for all the discounts and savings you can find. One source you may not be aware of are the benefits that come with having a Prime Spending account. With your Prime account, you have access to R1 Cha-Ching powered by Bazing, so you can stop looking for that one-stop…
With advancements in technology, mobile payments have made in-store and online checkout faster and easier than ever before. With the touch of your finger, you could be using your mobile device to make your payments as an alternative to digging out your wallet and finding the card. The majority of the time, your phone is…
Financial Coffee™ Podcast
Join the conversation and receive financial tidbits and expert knowledge to help you achieve your money goals.
The Source Newsletter
The Source is your Resource One newsletter, providing informative articles, helpful tips, updates, and more.
Let us be your Credit Union. Anyone who lives or works in Mesquite, Garland, Carrollton (within 10 miles of our Carrollton branch), Spring, Irving, Cedar Hill, Jersey Village, Oak Forest, Dallas, Houston, or Dallas and Northwest Harris Counties in Texas can open an account or apply for a loan. Explore our personal and business banking solutions, including spending and savings accounts, credit cards, mortgages, auto loans, auto refinances, adventure loans, personal loans, and more.
© 2023 Resource One Credit Union. All rights reserved.
Resource One Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please call us at 800-375-3674 so that we may promptly assist you and remedy any accessibility concerns.
Log in to your account.
Forgot username or password?
Not enrolled? Get Started!
Download the R1 app from the Google Play Store or the App Store.
