Personal Loans
Explore your options when it comes to consolidating high-interest rate balances, building credit, funding special purchases, or covering major expenses. Resource One has the financing to fit the needs you have.
Meet a Loan Officer by Video Chat or Call 800-375-3674
Compare and Select Your Loan
Credit Builder
Good things come to those who wait…, and this includes building your credit. Working on building your credit history doesn’t have to be a challenge. Making your payments on time with this small dollar loan can be just one way to grow your credit for bigger and better things.
Available Benefits
QuickCash
Your alternative to payday lending. You have access to hassle-free, 24/7/365 financial support that comes with no credit checks and a fast approval response. Our interest rates are designed to be reasonable and manageable, ensuring that you can repay the loan without falling into a debt spiral.
Available Benefits
Home Improvement
Why would you want a Home Improvement Personal loan with Resource One vs the traditional Home Improvement loans you see in mortgage lending…how about a competitive fixed rate that’s typically lower than mortgage rates and same-day funding. Plus, unlike traditional home improvement loans, this one doesn’t require your home as collateral.
Available Benefits
Citizenship
Because we know how complex an immigration process can be, we are with you every step of the way. To help people finance their path to U.S. citizenship, we offer Citizenship Loans to cover the costs associated with this process. We also offer a fee-based alternative for each Citizenship Loan type for people who would prefer not to pay any interest.
Available Benefits
Share Secure
Protect your savings and build your credit with our Share Secure loan. When you need to make a large purchase, don’t dip into your savings. Instead, use the funds in your account as collateral for a low-rate loan to use however you need while leaving your savings untouched.
Available Benefits
QuickCash Loans
Introducing your antidote to payday lending woes! Say hello to effortless, round-the-clock financial backing, sans the hassle of credit checks, and with lightning-fast approval. Our interest rates are crafted to be both fair and feasible, paving the way for a repayment journey that won’t send you spiraling into debt.
Indulge in the joys of complete self-service convenience! Unlock funds ranging from $500 to $2,000. Experience the seamless application process, accessible anytime, anywhere, through our sleek mobile app or cozy home banking platform.
Current Rates
| apr |
|---|
| as low as 12.99% APR |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 21, 2024. Rates are subject to change without notice. |
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
| loan | term | apr |
|---|---|---|
| Getting Started | 12 month | 11.49% APR or 0.00 APR that includes an application fee |
| Road to Citizenship | 24 month | 11.99% APR or 0.00 APR that includes an application fee |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. All loans are subject to approval. Rates as of November 21, 2024. Rates are subject to change without notice. |
||
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
| apr |
|---|
| Rates as low as 9.49% APR |
|
APR= Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. Rates refer to consumer loans and do not apply to commercial loans. Restrictions may apply; see credit union for details. Rates as of November 21, 2024. Rates are subject to change without notice. |
Meet a Specialist by Video Chat, calling 800-375-3674, or visiting a branch.
ITIN Lending
Resource One Credit Union is proud to provide financial services to members with an ITIN (Individual Taxpayer Identification Number). We approach every member the same: Creating lasting value with the right mix of products and services to assist in securing the financial future of all our members. All credit union members, whether they open their accounts with a social security number or an ITIN have access to the same low rates. If you are an ITIN holder, Resource One is here for all your financial needs, including:
Ready to Get Started?
Virtual Branch
Ready to apply now, meet with our virtual branch staff through video chat.
