…your APR is 24%. In a year, you’d owe $1,240. That’s the $1,000 you owe plus $240 in interest and fees (24% of $1,000). Most commonly, APR is “compounded” –…

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…I stand,’ will get a lot better response than those who do nothing,” says Lynnette Khalfani-Cox, CEO of AsktheMoneyCoach.com and author of “Zero Debt.” Your landlord may be willing to…