Our Rates, Your Savings
Let us help you build your loan.
Tap Into Your Home’s Equity
With home prices on the rise, the equity in your home may be growing as well. We have several ways to help you unlock the equity in your home, and put it to use for sprucing up your house, putting in a pool, paying for college, or consolidating balances on high interest rate credit cards.
Refinancing Your Mortgage, Uncomplicated
Whether you know the exact amount you need, or you want a line of credit for things you may need later on, you can get either with Resource One. Already know what you’re looking for, start your application.
Once you understand the benefits, opportunities and considerations, it’s time to apply. We’ve made it incredibly easy to navigate the application process. Your personalized portal tracks your application, allows you to upload documents, and more. When you want a personal touch, our team of Mortgage Advisors are here for you.
Get ready – for your big day. Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close.
Home Equity Types
Home Equity Line of Credit
Need flexibility, but don’t know how much you need? Then a HELOC might be the best option for you. With a HELOC you can use the funds when you need them and payback only what you spend.
Home Equity Loan (2nd)
Do you know exactly how much money you need? A Home Equity Loan might be the choice you’re looking for. Lock in a fixed rate and a monthly payment.
Home Improvement Loan
Are you ready to build a new pool, expand your outdoor living space, or renovate your kitchen? A home improvement loan with low interest rates and flexible terms may be the choice for you.
Other Options
Do not see the loan you need or have a unique situation? Talk with a Mortgage Advisor today. See what options are available, learn the advantages of each, and decide which works best for your situation
You must be eligible to become a Resource One Credit Union Member.
APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Restrictions may apply; see credit union for details. Resource One Credit Union home loan programs are only available in Texas.
NMLS 533124
HOME MORTGAGE DISCLOSURE ACT NOTICE
The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquires at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to Resource One Credit Union, P.O. Box 660077, Dallas, TX 75266-0077.
